Frequently Asked Questions

Find answers to common questions about our funding programs, application process, and services.

General Questions

What is Trust Gate Capital? +

Trust Gate Capital is a U.S.-regulated financial institution providing secure, compliant funding solutions to enterprises worldwide. We operate within a fully compliant U.S. financial framework, with every transaction conducted under federal banking principles.

Our infrastructure is supported by longstanding relationships with major U.S. banking networks, ensuring credibility and seamless operations for every client.

How is Trust Gate Capital regulated? +

We operate under full compliance with U.S. federal banking regulations and maintain all necessary certifications for secure financial operations. Our operations align with:

  • Anti-Money Laundering (AML) protocols
  • Know Your Customer (KYC) standards
  • FATCA compliance requirements
  • International security regulations
What types of businesses do you work with? +

We work with established enterprises and corporations seeking structured growth capital. Our funding programs are designed for businesses with proven track records looking to expand operations, acquire assets, or strengthen their financial position.

We serve businesses across various industries, from small enterprises to large institutional clients requiring funding from $500K to $50M+.

Funding Programs

What funding amounts are available? +

We offer funding across multiple tiers to match different business needs:

  • Business Expansion Program: $500K - $3M
  • Strategic Capital Program: $3M - $10M
  • Institutional Partnership Program: $10M+
  • Executive Capital Solutions: $2.5M - $50M+ (custom structures)
What are the typical interest rates? +

Interest rates vary by program and funding amount, typically ranging from 6% to 15% depending on the structure, term length, and program selected. All rates are fixed for the duration of the term, with no variable rate adjustments.

We provide complete transparency with all terms disclosed upfront—no hidden fees or unexpected rate changes.

Is collateral required? +

Collateral requirements vary by program:

  • Express programs ($1M - $2.5M): No collateral required
  • Strategic programs ($3M - $10M): Collateral may be required
  • Custom programs ($10M+): Collateral requirements are determined on a case-by-case basis
What are the repayment terms? +

Repayment terms range from 5 to 15 years depending on the program. All programs feature fixed monthly payments with no prepayment penalties, allowing you to pay off your funding early without additional fees.

Your exact monthly payment amount is calculated and disclosed at the time of approval.

Application Process

How do I apply for funding? +

The application process is straightforward:

  • Create an account through our secure portal
  • Complete the online application with your business information
  • Submit required documentation (financial statements, business plan, etc.)
  • Receive preliminary approval decision within 24-48 hours
  • Complete final verification and compliance checks
  • Receive funding (same-day funding available for approved applications)
What documents are required? +

Typical documentation requirements include:

  • Business financial statements (last 2-3 years)
  • Tax returns (business and personal for principals)
  • Business plan or use of funds statement
  • Corporate formation documents
  • Identification documents for all beneficial owners
  • Bank statements (last 3-6 months)

Additional documentation may be requested based on your specific situation and chosen program.

How long does approval take? +

Most applications receive a preliminary decision within 24-48 hours of submission. Complete approval and funding typically takes 3-7 business days, depending on the complexity of your application and the completeness of documentation provided.

Same-day funding is available for eligible express programs when all requirements are met.

Can I apply for multiple programs? +

Yes, businesses can apply for multiple funding programs. However, we recommend consulting with one of our relationship managers to determine the optimal funding structure for your specific needs. In many cases, a single larger program may be more beneficial than multiple smaller ones.

Security & Compliance

How is my information protected? +

We employ bank-level security measures to protect all client information:

  • 256-bit SSL encryption for all data transmission
  • Secure, encrypted data storage
  • Multi-factor authentication for account access
  • Regular security audits and compliance reviews
  • Strict data privacy policies in accordance with U.S. regulations
Are my funds insured? +

Yes, all funding transactions are structured through our partnerships with U.S.-regulated banking institutions and include appropriate insurance structures. Your funds are protected through our secure and insured lending framework.

What compliance checks are performed? +

All applications undergo comprehensive compliance verification including:

  • Identity verification (KYC) for all beneficial owners
  • Anti-Money Laundering (AML) screening
  • Sanctions list checking (OFAC, EU, UN)
  • Business verification and legitimacy checks
  • Source of funds verification

Account Management

How do I access my account? +

Access your account 24/7 through our secure online portal. You can view your loan details, make payments, download statements, and manage your account information at any time.

For additional support, dedicated relationship managers are available during business hours.

Can I make early payments without penalty? +

Yes, most of our programs allow early repayment without any prepayment penalties. You can pay off your funding at any time without additional fees, which can save you interest over the life of the loan.

What support is available? +

All clients receive dedicated support:

  • Assigned relationship manager for personalized service
  • 24/7 online account access
  • Secure messaging through the portal
  • Email and phone support during business hours
  • Strategic advisory services for institutional clients

Still Have Questions?

Our team is here to help. Contact us for personalized assistance with your funding needs.

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